This article claims that Black Americans, especially Black women have made substantial progress in college enrollment and degree attainment in recent decades. From 2000 to 2015, Black American females were either second to Asian males or third to Asian males and Asian females in their proportion of those enrolled in college in the United States. In 2016, there were 2.446 million Black women and 1.841 million Black men aged 18 and over with at least a bachelor’s degree. However, these achievements have come at a very high financial cost, compared to other groups. The factors cited for the high debt burden on Black American students, especially Black women include: the shift from grants to loans with interests to pay for college; lack of scholarships (research assistantship and traineeship) compared to students from other groups; the high cost of college education at for-profit institutions; and lack of funding from parents or family members. A number of recommendations to manage this problem, including increase in the number of “grant aid” and lowering the cost of undergraduate instruction, are presented in this article.
KeywordsBlack AmericansHigher EducationHigh CostGenderGrantsScholarshipsBlack Women
Archuleta, K. L., Dale, A., & Spann, S. M. (2013). College Students and Financial Distress: Exploring Debt, Financial Satisfaction, and Financial Anxiety. Journal of Financial Counseling and Planning, 24, 50-62.
Avery, C., & Turner, S. (2012). Student Loans: Do College Students Borrow Too Much Or Not Enough? Journal of Economic Perspectives, 26, 165-192. https://doi.org/10.1257/jep.26.1.165
Brame, R., Bushway, S. D., Paternoster, R., & Turner, M. G. (2014). Demographic Patterns of Cumulative Arrest Prevalence by Ages 18 and 23. Crime & Delinquency, 60, 471-486. https://doi.org/10.1177/0011128713514801
Brown, N. E., & Banks, H. (2014). Black Women’s Agenda Setting in the Maryland State Legislature. Journal of African American Studies, 18, 164-180. https://doi.org/10.1007/s12111-013-9260-7
Chetty, R., Hendren, N., Kline, P., & Saez, E. (2014). Where Is the Land of Opportunity? The Geography of Intergenerational Mobility in the United States (pp. 1-61). National Bureau of Economic Research (NBER). NBER Working Paper Series. http://obs.rc.fas.harvard.edu/chetty/mobility_geo.pdf
Cumulative Debt of Bachelor’s Degree Recipients by Sector over Time (2015). Trends in Higher Education. The College Board. http://trends.collegeboard.org/student-aid/figures-tables/cumulative-debt-bachelors-recipients-sector-time
Davis, D., & Maldonado, C. (2015). Shattering the Glass Ceiling: The Leadership Development of African American Women in Higher Education. Advancing Women in Leadership, 35, 48-64.
Davis, R. J., Nagle, B., Richards, D. A. R., & Awokoya, J. T. (2013). The Impact of the Gates Millennium Scholars Program on College Choice for High-Achieving, Low-Income African American Students. Journal of Negro Education, 82, 226-357. https://doi.org/10.7709/jnegroeducation.82.3.0226
Dill, B. T. (1983). Race, Class, and Gender: Prospects for an All-Inclusive Sisterhood. Feminist Studies, 9, 131-150. https://doi.org/10.2307/3177687
Dittmar, K. (2015). Voices. Votes. Leadership. The Status of Black Women in American Politics. Center for American Women in Politics. http://www.cawp.rutgers.edu/sites/default/files/resources/hh2015.pdf
Easton-Brooks, D., & Davis, A. (2007). Wealth, Traditional Socioeconomic Indicators, and the Achievement Debt. The Journal of Negro Education, 76, 530-541.
Edwards, A. N. (2014). Dynamics of Economic Well-Being: Poverty, 2009-2011. United States Census Bureau. http://www.census.gov/prod/2014pubs/p70-137.pdf
Fact Sheets by Region: 2015 (2016). Open Doors. Institute of International Education. http://www.iie.org/Research-and-Publications/Open-Doors/Data/Fact-Sheets-by-Region/2015#.V4uCo6_2Y2w
Franklin, J. H., & Moss, A. A. (1994). From Slavery to Freedom: A History of African Americans (7th ed.). New York, NY: McGraw-Hill.
Grable, J. E., & Joo, S. H. (2006). Student Racial Differences in Credit Card Debt and Financial Behaviors and Stress. College Student Journal, 40, 400-408.
Grinstein-Weiss, M., Perantie, D., Taylor, S. H., Guo, S., & Raghavan, R. (2016). Racial Disparities in Education Debt Burden among Low-Income Households. Children and Youth Review, 65, 166-174.
Hornak, A. M., Farrell, P. L., & Jackson, N. J. (2010). Making It (or Not) on a Dime in College: Implications for Practice. Journal of College Student Development, 51, 481-495. https://doi.org/10.1353/csd.2010.0003
Iloh, C., & Toldson, I. A. (2013). Black Students in 21st Century Higher Education: A Closer Look at For-Profit and Community Colleges. Journal of Negro Education, 82, 205-212. https://doi.org/10.7709/jnegroeducation.82.3.0205
Jones, T. B., Wilder, J. A., & Osborne-Lampkin, L. T. (2013). Employing a Black Feminist Approach to Doctoral Advising: Preparing Black Women for the Professoriate. Journal of Negro Education, 82, 326-338, 356-358.
Kaba, A. J. (2017). Educational Attainment, Citizenship, and Black American Women in Elected and Appointed National Leadership Positions. The Review of Black Political Economy, 44, 99-136.
Kaba, A. J. (2016). Conceptualizing Tolerance as Recognition: Black American Endowed and Distinguished Professors of Education in US Colleges and Universities. Sociology Mind, 6, 1-31. https://doi.org/10.4236/sm.2016.61001
Kaba, A. J. (2016). A Statistical Report on the Educational Attainment Status of Black Americans. African Renaissance, 11, 79-100.
Kaba, A. J. (2013). Black Americans, Gains in Science and Engineering Degrees, and Gender. Sociology Mind, 3, 67-82. https://doi.org/10.4236/sm.2013.31012
Kaba, A. J. (2012). The Exclusion of Black Women from National Leadership Positions in the United States: Taxation with Limited Representation. Sociology Mind, 2, 133-140. https://doi.org/10.4236/sm.2012.22017
Kaba, A. J. (2011). Explaining the Causes of the Black-White Wealth Gap in the United States. Sociology Mind, 1, 138-143. https://doi.org/10.4236/sm.2011.13017
Kaba, A. J., & Ward, D. E. (2009). African Americans and U.S. Politics: The Gradual Progress of Black Women in Political Representation. Review of Black Political Economy, 36, 29-50.
Kaba, A. J. (2008). Race, Gender and Progress: Are Black American Women the New Model Minority? Journal of African American Studies, 12, 309-335.
Kaba, A. J. (2005). Progress of African Americans in Higher Education Attainment: The Widening Gender Gap and Its Current and Future Implications. Education Policy Analysis Archives, 13, 12-13.
Kim, D. (2007). The Effect of Loans on Students’ Degree Attainment: Differences by Student and Institutional Characteristics. Harvard Education Review, 77, 64-100, 127. https://doi.org/10.17763/haer.77.1.n14t69l0q8292784
Long, B. T., & Riley, E. (2007). Financial Aid: A Broken Bridge to College. Harvard Educational Review, 77, 39-63. https://doi.org/10.17763/haer.77.1.765h8777686r7357
Lyons, A. C. (2004). A Profile of Financially At-Risk College Students. The Journal of Consumer Affairs, 38, 56-80.
Malcolm, L. E., & Dowd, A. C. (2012). The Impact of Undergraduate Debt on the Graduate School Enrollment of STEM Baccalaureates. Review of Higher Education, 35, 265-305. https://doi.org/10.1353/rhe.2012.0007
McGirt, E. (2016). Why Race and Culture Matter in the C-Suite. Fortune Magazine. http://fortune.com/black-executives-men-c-suite/
Morehouse, L., & Dawkins, M. P. (2006). The McKnight Doctoral Fellowship Program: Toward a Seamless Approach to the Production of African American Doctorates. Journal of Negro Education, 75, 563-571.
Musser, J. (1997). African American Women and Education: Marita Bonner’s Response to the “Talented Tenth”. Studies in Short Fiction, 34, 73-85.
O’Connor, C. (2002). Black Women Beating the Odds from One Generation to the Next: How the Changing Dynamics of Constraint and Opportunity Affect the Process of Educational Resilience. American Educational Research Journal, 39, 855-903. https://doi.org/10.3102/00028312039004855
Rubin, R. B. (2011). The Pell and the Poor: A Regression Discontinuity Analysis of on Time College Enrollment. Research in Higher Education, 52, 675-692. https://doi.org/10.1007/s11162-011-9215-6
Steinberg, M. P., Piraino, P., &Haveman, R. (2009). Access to Higher Education: Exploring the Variation in Pell Grant Prevalence among U.S. Colleges and Universities. The Review of Higher Education, 32, 235-270.
Table 230. Educational Attainment, by Race, Hispanic Origin, and Sex, 1970-2010 (2012). Statistical Abstract of the United States. United States Census Bureau. http://www2.census.gov/library/publications/2011/compendia/statab/131ed/tables/educ.pdf
Thomas, D. M., Love, K. M., Roan-Belle, C., Tyler, K. M., Brown, C. L., & Garriott, P. O. (2009). Self-Efficacy, Motivation, and Academic Adjustment among African American Women Attending Institutions of Higher Education. Journal of Negro Education, 78, 159-171.
Thomas, V. G., & Jackson, J. A. (2007). The Education of African American Girls and Women: Past to Present. Journal of Negro Education, 76, 357-372.
Toby, J. (2010). How Scholarship Morphed into Financial Aid. Academic Questions, 23, 298-310. https://doi.org/10.1007/s12129-010-9174-y
Trent, W. T., Lee, H. S., & Owens-Nicholson, D. (2006). Perceptions of Financial Aid among Students of Color: Examining the Role(s) of Self-Concept, Locus of Control, and Expectations. American Behavioral Scientist, 49, 1739-1759. https://doi.org/10.1177/0002764206289146
United States Bureau of Labor Statistics (2016). Earnings and Employment by Occupation, Race, Ethnicity, and Sex, 2010. http://www.bls.gov/opub/ted/2011/ted_20110914.htm
United States Census Bureau (2013). School Enrollment: CPS October 2012 Detailed Tables. http://www.census.gov/hhes/school/data/cps/2012/tables.html
United States Census Bureau (2016). School Enrollment: CPS October 2015 Detailed Tables. https://www.census.gov/hhes/school/data/cps/2015/tables.html
U.S. Census Bureau (2017). Educational Attainment in the United States: 2016 Detailed Tables. Retrieved on August 2, 2017 from: https://www.census.gov/data/tables/2016/demo/education-attainment/cps-detailed-tables.html
Watson, J. (2013). Drowning in Debt. Diverse: Issues in Higher Education, 30, 9-10.
Williams, L. F. (2001). The Civil Rights Black Power Legacy: Black Women Elected Officials at the Local, State, and National Levels. In B. Collier-Thomas, & V. P. Franklin (Eds.), Chapter in Sisters in the Struggle (pp. 306-331). New York, NY: NYU Press.