Literature Review on the Influence of Two-Pillar Policy on Risk-Taking of Commercial Banks
- 1 Jiangxi University of Finance and Economics, Nanchang, China
- 2 School of Finance, Jiangxi University of Finance and Economics, Nanchang, China
- 3 Jiangxi College of Foreign Studies, Nanchang, China
Abstract
This paper analyzes the impact of monetary policy and macro-prudential policy on the risk-taking of commercial banks, comments on the existing research results and existing problems, and looks forward to the future research direction. The article finds that the existing research is more comprehensive in the impact of monetary policy on the risk-taking of commercial banks, and has important theoretical value and practical significance. At the same time, there are still some shortcomings in the existing research, such as the research of macro-prudential policy on the risk-taking of commercial banks and the lack of synergy between the two-pillar policy in risk-taking and so on. Therefore, the follow-up research can be further carried out from the above two aspects.
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